Business Loans

Yes you can apply. We may have the ability to provide finance options for applicants who have had previous poor credit including defaults, previous bankruptcies or Part IX Debt Agreements. We can consider applicants that have been discharged from bankruptcy for a minimum of 1 day.

If you have provided all of the information required to make a decision, we can have an answer back to you in as little as 24 hours to 48 hours**.

A Business Loan is a loan wholly or predominantly for business purposes.

At a minimum, Finance One Commercial will require:

• A completed application form;

• A signed Privacy Consent form;

• Identification documents; and

• The most recent six months of bank account statements of the business, submitted via the secure bankstatements.com link we provide to you.

Our interest rates can vary depending on your overall credit profile including, but not limited to, your stability of income and residency status, your credit history and your banking conduct.

You must have had your ABN for at least 6 months and be earning consistent income.

While you do not need to be registered for GST to apply for a Business Loan with Finance One Commercial, some loan products are only available to GST-registered applicants.