Business Car Loans with Bad Credit

Finance One Commercial understands that life’s road can be bumpy at times. We take the high road with our personal approach to lending when assessing your business’ financial situation to ensure you can apply for a loan for the vehicle you need.

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Business Car Loans with Bad Credit

Business Car Loans with Bad Credit

We realise that money can be tight in business and so we offer Business Loans with zero judgement even if you have a bad credit history. Your credit history can stay in the past – we focus on your future by taking a personalised approach to lending. If you’re looking for a Business Loan for Equipment, we may be able to help.

  • Loans from $8,000 to $150,000?

  • Loan terms from 3 - 7 years

  • Approvals in as little as 24 hours

What can I use a Business Car Loan for?

What can I use a
Business Car Loan for?

We may be able to help keep your business on the road with Business Vehicle Finance, even if you have a bad credit history. Talk to us about loans for:

  • Commercial vehicles
  • Fleet cars
  • Commercial trucks and utes
  • Commercial specialised vehicles
Can I apply for a Business Car Loan?

Can I apply for a
Business Car Loan?

We strive to find finance solutions for everyone – even those who have been rejected by the banks. We go above and beyond to help provide smart solutions to your finance problems.

  • Income

    Are you receiving regular income?

  • Borrow

    Do you want to borrow between $8,000 to $100,000?

  • Age

    Are you at least 18 years of age?

  • Credit History

    Defaults on your credit file or discharged from bankruptcy?

Because we believe in second chances

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Flexibility

Finance One customers can make extra repayments or increase their repayment amount at any time.^

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100% Aussie

With offices in Townsville and Brisbane, our team is ready to assist you in finding financial success.

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Support

Our dedicated support team will get to know you and provide personalised service.

Frequently asked Questions

Can I apply for a Car Loan for my business with bad credit?

Finance One Commercial offers Commercial Vehicle Finance for businesses with a bad credit history. Contact us to discuss your options for a Business Car Loan to help you stay on the road.

How much can I apply to borrow for a Business Car Loan with a bad credit history?

The amount of money you can apply to borrow for a Commercial Car Loan depends on a few different factors. Contact Finance One Commercial and we can explain your options.

What could my interest rate be on a Commercial Vehicle Loan?

Commercial Vehicle Financing in Australia is available from a number of lenders, at a number of different interest rates. If you want to apply for Commercial Vehicle Finance and have a bad credit history, Finance One Commercial may be able to customise an interest rate for you. Interest rates may vary depending on your overall credit profile, including but not limited to, your stability of income and residency, your credit history and your banking conduct.

What documents will I need to provide?

At a minimum, Finance One Commercial will require:

  • A completed application form;

  • A signed Privacy Consent form;

  • Identification documents; and

  • The most recent six months of bank account statements of the business, submitted via the secure bankstatements.com link we provide to you.

How long does my business need to be active to apply for a Business Car Loan?

Finance One Commercial can consider applicants who have had an ABN for 6 months or more and who are earning consistent income.

What terms do you offer for Business Car Loans?

The terms for a Business Car Loan, or Business Car Finance, for businesses with a bad credit history, may vary depending on your needs and the needs of your business. Talk to us about the Business Auto Loan Finance you may need and we can explain your options.

Apply for a loan online now

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*24-hour approvals are subject to satisfactory documentation being provided to assess the application.
**Loans between $75,000 – $150,000 must be property backed.
#Early repayment fees may apply – please refer to your loan terms or contact us to confirm if an early payout fee applies to your loan.
Normal lending criteria, terms & conditions and fees & charges apply.