Work out your car loan repayments

Use our loan calculator to estimate what your repayments will be.

car-loan-calculator-banner.png

Car Loan Calculator

Estimate Loan Repayments

Your estimated repayments are

$0.00 /month

Total interest including fees

$0.00

Total amount to pay

$0.00
Apply for a Finance One Vehicle Loan

Finance One Car
Loan Features

We can be an excellent alternative for finance when other avenues may have been exhausted. When assessing your application, we take your individual financial situation into account, and tailor a loan that is suitable for your own needs and circumstances.

  • Loans from $8,000 to $100,000?

  • Loan terms from 3 - 7 years

  • Approvals in as little as 24 hours

Can I apply for a Finance Loan?

Income

Income

Are you receiving regular income?

Borrow

Borrow

Do you want to borrow between $8,000 to $100,000?

Age

Age

Are you at least 18 years of age?

Credit History

Credit History

Defaults on your credit file or discharged from bankruptcy?

Frequently asked Questions

Can I apply for a loan from Finance One if I have a bad credit history?

Yes! Finance One can consider applicants whose credit history includes defaults, previous bankruptcies or Part IX Debt Agreements.

Can I apply for a loan if I receive a pension or Centrelink benefits?

Yes! Finance One can consider applicants who receive any of the following:

  • Family Tax A & B

  •  Parenting Payment

  • Carer Payment

  • Disability Pension

  • Department of Veterans’ Affairs (DVA) Service Pension/Partner Service Pension

What could my interest rate be?

Our interest rates can vary depending on your overall credit profile. This includes, but is not limited to, the stability of your employment and residency, your credit history, your income and your banking conduct.

Can I make extra repayments, increase my repayments or pay my loan out early?

All Finance One customers can make extra repayments or increase their repayment amount at any time. Finance One customers with consumer loans can pay their loan out at any time without an early pay out fee.

What documents do I need to provide when I apply?

The minimum documents we require for an application include:

  • three months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements); and

  • proof of your income;

  • completed application form and privacy statement.

*24 hour approvals are subject to satisfactory documentation being provided to assess the application.
**Normal lending criteria, terms & conditions and fees & charges apply
^Early repayment fees may apply. Please refer to your loan terms and conditions or contact us to confirm if an early payout fee applies to your loan.