Travel Finance with Bad Credit

Sometimes you need to get away from it all. With Finance One, financing a holiday has never been easier, even if you have a bad credit history.

Apply For A Travel Loan
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Finance One Motorbike Loan

Finance One
Travel Loan

Our team can work with you, no matter what your history is, to help tailor the right Holiday Finance solution for you to go travelling.
Apply for Travel Finance with Finance One and you could start planning your next getaway.

  • Loans from $5,000 to $25,000?

  • Loan terms from 3 - 4 years

  • Approvals in as little as 24 hours

What can I use a Vehicle Repair Finance for?

What can I use a
Travel Loan for?

Whatever your destination, a Finance One Loan for travel could get you there. Domestic or international, business or a getaway, our holiday finance can have you covered. You can use your Travel Finance for:

  • Airfares
  • Train tickets
  • Cruise fares
  • Accommodation
  • Vehicle expenses
  • Travel insurance
  • Luggage costs
  • And more!
Can I apply for a  Vehicle Repairs?

Can I apply for a
Travel Loan?

We strive to find finance solutions for everyone – even those who have been rejected by the banks. We go above and beyond to help provide smart solutions to your finance problems.

  • Income

    Are you receiving regular income?

  • Borrow

    Do you want to borrow between $8,000 to $100,000?

  • Age

    Are you at least 18 years of age?

  • Credit History

    Defaults on your credit file or discharged from bankruptcy?

Because we believe in second chances

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Flexibility

Finance One customers can make extra repayments or increase their repayment amount at any time.^

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100% Aussie

With offices in Townsville and Brisbane, our team is ready to assist you in finding financial success.

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Support

Our dedicated support team will get to know you and provide personalised service.

Frequently asked Questions

Can I apply for Travel Finance from Finance One if I have a bad credit history?

Yes! Finance One can consider applicants whose credit history includes defaults, previous bankruptcies or Part IX Debt Agreements. Talk to us to apply for Holiday Finance today.

What could the interest rate be on my loan for travelling or holidays?

Our interest rates vary depending on your overall credit profile. This includes, but is not limited to, the stability of your employment and residency status, your credit history, your income and your banking conduct.

Can I make extra repayments, increase my repayments or pay my loan out early?

Yes, Finance One customers can make extra repayments or increase their repayment amount at any time. Finance One customers with Personal Loans can pay their loans for travel out at any time without any early payout fees.

What documents do I need to provide when I apply?

The minimum documents we require for an application include:

  • Three months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements);

  • Proof of your income; and

  • Completed application form and privacy statement.

*24 hour approvals are subject to satisfactory documentation being provided to assess the application.
**Secured Personal Loans between $5,000 – $25,000. Unsecured Personal Loans between $5,000 – $15,000.
Normal lending criteria, terms & conditions and fees & charges apply.