Car Loans for Bad Credit in Adelaide & Australia Wide

Bad Credit History But Want a Quick and Easy Car Loan in Adelaide?

Have a bad credit history or a low credit score but want to finance your dream car quickly in Adelaide? Searching for the best car finance with bad credit in Adelaide? Finance One is a firm believer in giving South Australians, and all Australians, a “fair go”. We believe our car finance is a great option for South Australians who want a second chance to purchase the car of their dreams even if they have experienced a bad credit history or a low credit score in the past.

Loans from $8,000 to $100,000**
Loan terms from 3 - 7 years
Approvals in as little as 24 hours *

The Finance One Difference.

Finance One believes in providing a “personal touch” to all of our financing packages. We believe your current circumstances and financial position play an important role in getting you car finance in Adelaide, even with a poor credit score.

Cars
4WD
Utes
Caravans
Campervans
Boats

Can I apply for a Finance One Personal Loan?

For individuals with a bad credit history, poor credit history, or discharged bankrupts, we do things right by you by taking into consideration your present financial circumstances. We review your application and can customise a loan that suits your own needs and requirements.

Income

Are you receiving regular income?
Borrow

Do you want to borrow between $8,000 to $100,000?**
Age

Are you at least 18 years of age?
Credit History

Defaults on your credit file or discharged from bankruptcy?

Because we believe in second chances

Flexibility

Finance One customers can make extra repayments or increase their repayment amount at any time.

100% Aussie

We offer car loans for bad credit Australia wide. Apply now with our easy online loan application.

Support

Our dedicated support team will get to know you and provide personalised service.

Frequently asked Questions

What is a car loan for bad credit?

Finance One can offer fast and flexible financing for vehicles, motorbikes, boats and other similar items to everyday Aussies with poor credit scores or who have been discharged from bankruptcy or a Part IX Debt agreement. If banks and other lenders have declined your application for car finance in Adelaide due to poor credit history or a low credit score, we may be able to help.

Our car finance is perfect for South Australian residents looking for a second chance for a car loan when other people say no!

Am I eligible to apply for quick car finance in Adelaide through Finance One?

To find our more, contact us today on 1800 346 663, or email us at [email protected] and one of our friendly team members will be in touch.

Minimum eligibility for those in search of car loans in Adelaide for bad credit are:

18 years of age or over;
Australian permanent resident or Australian citizen; and
Receiving an acceptable form of income.

What could the interest rates be on a typical car loan for bad credit in Adelaide?

Generally speaking, the rates may be higher than the banks and lenders due to their restrictive eligibility criteria. We can look past your credit file and consider your individual circumstances to help tailor a loan that is best suited to you.

Call our friendly team today on 1800 346 663 to find out about a car loan for bad credit in Adelaide.

Do I need a deposit?

No, you do not need a deposit when applying for our car finance that is flexible and affordable and quick.

Depending on your financial circumstances, you may be able to borrow up to 100% of the car’s value. Contact us today on 1800 346 663 or email us at [email protected] and one of our friendly team members will be in touch.

How do I apply for car loan for bad credit in Adelaide?

Applications are as easy as 1-2-3!

Call us today on 1800 346 663 or enquire here and we can get an answer to you in as little as 24 to 48 hours* – not weeks! Our friendly and experienced team is here to help you get from A to B.

Apply for a loan online now

Apply Online Now Speak to a loan expert

*24 hour approvals are subject to satisfactory documentation being provided to assess the application.
**Normal lending criteria, terms & conditions and fees & charges apply.