Car Loans for Bad Credit in Darwin & Australia Wide

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Brisbane car finance that will get you on the road again.

Looking for second chance car finance in Darwin?

Not everyone in Australia has a perfect credit history. The reality is, a lot of people experience poor credit at some point in their lives. That doesn’t mean they can’t qualify for a car loan. You don’t have to let a bad credit history hold you back from living your life. Hassle-free, quick car finance in Darwin may only be a phone call away.

  • Loans from $8,000 to $100,000**

  • Loan terms from 3 - 7 years

  • Approvals in as little as 24 hours *

What can I use a Personal Loan for?

Car loans in Darwin for Australians who are ready to get back on the road.

With the team at Finance One by your side, you can apply for a car loan in Darwin, no matter what financial ups and downs you’ve faced in the past. Our excellent finance consultants can work with you even if you have a default, bankruptcy, or other issues on your credit file. When you’re ready to get on the road with your new car, we’re here to help you make it happen. Contact us today for car finance in Darwin.

  • Cars
  • 4WD
  • Utes
  • Caravans
  • Campervans
  • Boats
Can I apply for a Finance One Personal Loan?

Can I apply for a Finance One Personal Loan?

Not only can we secure finance for our customers, but we also provide finance especially tailored to people who’ve experienced a negative credit rating in the past. Whether you’ve had an issue with an old credit card or previously filed for bankruptcy, our loans are accessible and we look at every application on a case by case basis, taking your individual situation into account. Get in touch with a member of our team today to find out how we may be able to finance your next car.

  • Income

    Are you receiving regular income?

  • Borrow

    Do you want to borrow between $8,000 to $100,000?**

  • Age

    Are you at least 18 years of age?

  • Credit History

    Defaults on your credit file or discharged from bankruptcy?

Because we believe in second chances

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Flexibility

Finance One customers can make extra repayments or increase their repayment amount at any time.

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100% Aussie

We offer car loans for bad credit Australia wide. Apply now with our easy online loan application.

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Support

Our dedicated support team will get to know you and provide personalised service.

Frequently asked Questions

What documents do I need to apply for car finance in Darwin with Finance One?

To apply, you’ll need the right documentation to verify your identity and your current income. We’ll also ask you for 3 months of bank statements, a completed application, and a privacy statement.

What could the rate of interest be?

Our interest rates are based on your own individual circumstances. The team at Finance One can help to find Darwin drivers the best possible solution, no matter what their credit history looks like. You can count on us to help you get a loan with suitable rates, helping you save on your car loan.

Can I make early repayments on my loan?

Yes you can. Early repayment fees may apply – please refer to your loan terms or contact us to confirm if an early payout fee applies to your loan. 

What if I’m not a resident of Darwin?

No problem. We offer second chance car loans to individuals in Darwin looking for a second chance, as well as Australians outside of the Northern Territory. As long as you’re at least 18 years of age and live in Australia, we may be able to help you get on the road. 

I don’t have a credit history – can I still apply for a Finance One car loan

No credit history or bad credit history? We’ll assess your situation and may be able to help you get behind the wheel of a new car. Sometimes people don’t have a credit history because they haven’t taken out loans before or haven’t applied for credit. If you’re interested in a car loan but you’re worried about not having a credit history, apply with us today – we’ll show you how easy it can be for drivers in Darwin to look for the finance solution they need! 

Apply for a loan online now

Apply Online Now Speak to a loan expert

*24 hour approvals are subject to satisfactory documentation being provided to assess the application.
**Normal lending criteria, terms & conditions and fees & charges apply.