Car Loans for Bad Credit in Hobart & Australia Wide

Brisbane car finance that will get you on the road again.

Finance One makes getting a loan easy, even with bad credit.

Looking for car finance in Hobart? Wanting a second chance? Finance One can help people with a poor credit history get the financing they need to get on the road. A lot of people think that if you don’t have a great credit history, you can’t buy a car. That’s not true. You may still be able to get fast financing. Don’t let your credit history hold you back from living your life.

Loans from $8,000 to $100,000**
Loan terms from 3 - 7 years
Approvals in as little as 24 hours *

Trust us for car loans with bad credit in Hobart.

Financial ups and downs are part of life. We get it. That’s why our experienced team work hard to seek a loan approval for you. Previous bankruptcy, defaults on your credit file, or simply not having a credit history? No matter what’s happened in the past, we may still be able to help. We’ll assess your situation and can create a tailored solution that can help put you in the driver’s seat fast.

Cars
4WD
Utes
Caravans
Campervans
Boats

Can I apply for a Finance One Personal Loan?

Not only can we secure finance for our customers, but we also provide finance especially tailored to people who’ve experienced a negative credit rating in the past. Whether you’ve had an issue with an old credit card or previously filed for bankruptcy, our loans are accessible and we look at every application on a case by case basis, taking your individual situation into account. Get in touch with a member of our team today to find out how we may be able to finance your next car.

Income

Are you receiving regular income?
Borrow

Do you want to borrow between $8,000 to $100,000?**
Age

Are you at least 18 years of age?
Credit History

Defaults on your credit file or discharged from bankruptcy?

Because we believe in second chances

Flexibility

Finance One customers can make extra repayments or increase their repayment amount at any time.

100% Aussie

We offer car loans for bad credit Australia wide. Apply now with our easy online loan application.

Support

Our dedicated support team will get to know you and provide personalised service.

Frequently asked Questions

How long could it take to get approved for a Finance One car loan if I live in Hobart?

You won’t wait long for a response to your application. Once we receive your application and supporting documents, our team will review your details and get back to you, usually within 48 hours*. If you’re approved, you’re one step away from getting on the road with your new car. If you’re ready to buy a car in Hobart, contact us today to get started on an application.

Do I have to live in Hobart to get approved for a car loan for bad credit?

No. Finance One works with individuals across Australia. We may be able to help you with finance whether you’re in Hobart, Tasmania or other parts of Australia. We can help you get a car loan if you are at least 18 years of age and you meet our minimum lending criteria.

Can I pay off my car loan early?

Yes, you Can! However early repayment fees may apply – please refer to your loan terms or contact us to confirm if an early payout fee applies to your loan.

How much can I apply to borrow?

We offer loans ranging from $5,000 to $75,000**. Loan terms can be as short as three years or as long as seven. How much you can borrow depends on your particular circumstances, but you can count on the team at Finance One to help you as best they can.

When applying for car finance in Hobart, what documents will I need?

At Finance One, we believe in keeping things as simple as possible. To get started on your application, you’ll need proof of income, three months of bank statements – which you can provide online – and a driver’s licence. You’ll also need to complete an application and fill out a privacy statement. That’s it! Apply online right now to get started!

Do all loans have the same interest rate?

We offer different interest rates on each loan. The terms are based on your credit history and income to determine what we think is reasonable for a payment plan.

How long could it take to pay back a loan with Finance One?

Our car loans on the Gold Coast are for terms between 3 and 7 years. We always try to make the payment period work for your personal finances.

Can I be charged for an early payout?

Early repayment fees may apply – please refer to your loan terms or contact us to confirm if an early payout fee applies to your loan.

Are you ready to get started with your loan application today?

Why wait to apply for the 4WD or car you’ve been fantasising about. You can start an application today which could mean you have your new vehicle in about a week, maybe even less*. We’re happy to answer all your questions. Call us on 1800 346 663.

Apply for a loan online now

Apply Online Now Speak to a loan expert

*24 hour approvals are subject to satisfactory documentation being provided to assess the application.
**Normal lending criteria, terms & conditions and fees & charges apply.