Loans for Caravans & Campers with Bad Credit.

Enjoy the freedom of the open water with Finance One’s Jet Ski and Boat Loans. Dive into adventure and make waves with our tailored financing solutions. Whether you’re drawn to the adrenaline rush of jet skiing or lured by the excitement of reeling in the big catch on the water, we’re here to make your maritime dreams a reality.

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Finance One Caravans & Campers Loan

Finance One Caravans & Campers Loan

Our personalised approach to lending means we consider every applicant, regardless of their credit history. So, whether you’re a seasoned sailor or a first-time buyer, let us navigate the waters of financing for you. Embrace the stress-free journey to owning your own vessel and apply for a boat loan with Finance One today.

  • Loans from $8,000 to $100,000?

  • Load terms from 3 -7 years

  • Approvals in as little as 24 hours

What can I use a Caravans & Campers Loan for?

What can I use a Caravans & Campers Loan for?

With caravan financing for bad credit from Finance One, you could have your pick of the litter, with financing for motorhomes, caravans, campers, and many other vehicles. Normal lending criteria, terms & conditions and fees & charges apply.

  • Caravans
  • Off-road caravans
  • Pop-top caravans
  • Motorhomes
  • Camper trailers
  • Campervans
Can I apply for a Caravans & Campers Loan?

Can I apply for a Caravans & Campers Loan?

If you are wanting to apply for a loan for a boat in Australia, we’ve put together some key points around how you can best prepare yourself when you’re applying for loans for a boat with bad credit history.

  • Income

    Are you receiving regular income?

  • Borrow

    Do you want to borrow between $8,000 to $100,000?

  • Age

    Are you at least 18 years of age?

  • Credit History

    Defaults on your credit file or discharged from bankruptcy?

Because we believe in second chances

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Flexibility

Finance One customers can make extra repayments or increase their repayment amount at any time.^

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100% Aussie

With offices in Townsville and Brisbane, our team is ready to assist you in finding financial success.

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Support

Our dedicated support team will get to know you and provide personalised service.

Benefits of getting your caravan financed on bad credit at Finance One

Benefits of getting your caravan financed on bad credit at Finance One

Building good credit isn’t a once off project — it’s a lifelong journey. By financing your next caravan with Finance One, you could be bringing home the camper of your dreams while building your credit score at the same time. There are many other benefits to getting your caravan financed on bad credit, including:

Adaptability for everyone

Loans shouldn’t have to be cookie-cutter plans for everyone. With loans for caravans with bad credit from Finance One, you have the flexibility to make extra repayments at any time. Payments can be raised according to your budgetary restrictions, and all within your price range.

Accessible and open

Your credit history doesn’t define your life, and at Finance One, we believe that everyone deserves a shot at achieving their dreams. Anyone over the age of 18 is welcome to apply for caravan finance, allowing us to provide access to all Australians.

Personalised caravan financing

Finance One adds a customised, caring touch to the lending process, with a compassionate lens for the everyday Australian. Our personalised services extend to everyone, including caravan finance for pensioners, first-time buyers, or those with subprime credit scores. We truly want to get to know you and your financial goals.

Application requirements for caravan finance with bad credit Application requirements for caravan finance with bad credit

Application requirements for caravan finance with bad credit

Serving Australia with accessible, flexible caravan finance for more than 10 years, Finance One is one of the country’s leading provider of finance solutions for previous credit issues.

We understand that life often gets in the way of your financial goals. Prior credit issues are only one small aspect of an individual’s total financial perspective. A single missed bill, outstanding loan, or non-existent borrowing record could prevent you from securing loans through major banks and lenders.

How to help make caravan finance work on bad credit How to help make caravan finance work on bad credit

How to help make caravan finance work on bad credit

At Finance One, we believe in the power of second chances. If you are currently struggling to find caravans on finance, our company may be able to help. Here’s how to help make caravan finance work on bad credit.

  1. Provide a recent copy of your legal driver’s license.

  2.  Create copies of all relevant bank account details.

  3. Submit detailed records of the last three months of account activity.

  4. Offer proof of steady employment at a long-term employer.

  5. Be at least 18 years of age to apply.

  6. Look for $5,000 to $100,000** in financing.

 If you’ve previously had issues securing a loan from one of the major lenders, the team at Finance One is always prepared to listen with an open mind. Submit an application to one of our loan officers today and you could hear back about your status within 48 hours*.

Apply for caravan finance with bad credit

Personal

Personal

Don’t be held back by a bad credit history.

Travel

Travel

Don’t be kept at home by a bad credit history.

Wedding

Wedding

Say “I Do” to your perfect Wedding.

Home Renovation

Home Renovation

A bad credit history doesn’t have to hold you back from having a beautiful home.

Medical & Dental

Medical & Dental

Feel better with Finance One Medical & Dental Finance.

Veterinary

Veterinary

Don’t compromise your Pet’s health because of a bad credit history.

Vehicle Repair

Vehicle Repair

Bad credit history doesn’t need to keep you off the road.

4x4

4x4

Get your motor running! Apply for 4×4 or Off Road Vehicle Finance at Finance One.

Boat

Boat

Enjoy the freedom of the open water.

Jetski

Jetski

Get out on the water fast by getting a Finance One loan.

Motorbike

Motorbike

Hit the road on two wheels!
Apply for motorbike finance.

Vehicle Repair

Vehicle Repair

Get things moving. Apply for Trailer Finance with Finance One.

Car

Car

Get on the road fast with a Finance One car loan.

Office locations all across Australia Office locations all across Australia

Office locations all
across Australia

When you’re ready to take home a caravan, camper, or motorhome of your very own, contact Finance One to put in an application right away. With office locations all across Australia, our team is available to help you find, apply, and drive home the perfect caravan for your lifestyle.

  • Adelaide
  • Brisbane
  • Cairns
  • Canberra
  • Central Coast
  • Darwin
  • Gold Coast
  • Hobart
  • Melbourne
  • Perth
  • Sydney

Frequently asked Questions

Can I apply for caravan finance or finance a camper trailer with help from Finance One if I have a bad credit history?

Yes! Finance One will consider applicants whose credit history includes defaults, previous bankruptcies or Part IX Debt Agreements.

Can I apply for caravan Finance with Finance One if I receive a pension or Centrelink benefits?

Yes! Finance One will consider applicants who receive any of the following:

  • Family Tax A & B

  • Parenting Payment

  • Carer Payment

  • Aged Pension

  • Disability Pension

  • Department of Veterans’ Affairs (DVA) Service Pension/Partner Service Pension

What could my loan interest rate be?

Our caravan loan interest rates vary depending on your overall credit profile. This includes, but is not limited to, the stability of your employment and residence, your credit history, your income and your banking conduct.

Can I make extra repayments, increase my repayments or pay my caravan finance out early?

Yes, you can make extra repayments or increase your repayments. However, some of our loans do have an early payout fee. We recommend you review your loan terms or contact us to confirm if an early payout fee applies to your loan.

What documents do I need to provide when I apply for a loan for a camper trailer?

The minimum documents we require for an application include:

  • three months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements); and

  • proof of your income; and

  • completed application form and privacy statement; and

  • ID (ie. drivers licence)

Disclaimer: The information above is of a general nature only and does not consider your personal objectives, financial situation or particular needs. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your particular circumstances. We do not accept responsibility for any loss arising from the use of, or reliance on, the information.

*24 hour approvals are subject to satisfactory documentation being provided to assess the application.
**Normal lending criteria, terms & conditions and fees & charges apply.
^Early repayment fees may apply. Please refer to your loan terms and conditions or contact us to confirm if an early payout fee applies to your loan.